How do you prepare yourself for shifting from a full-time job to freelancing?

What do you do if a client asks you to lower your rate?

Have you ever been told, “We want to work with you, but we don’t have the budget. Are you open to negotiating your rates?” Some would even go as far as, “Are you willing to work for free in exchange for exposure/a good review?” So… what do you do when a client asks you to …

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