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    How to save money Pinoy style

    3 Money-Saving Tips for Moms

    Having a family is a wonderful thing, but unexpected bills are not. Unfortunately, it
    seems that you’re going to get a bill for a school activity, a car that breaks down and needs repair, or a medical bill when you least expect it. And getting another job to pay for all of these things isn’t in the cards for various reasons.

    That means you’re left looking for money from your budget. Following are some money saving tips for moms to help you get more out of your budget and build a buffer for those times when things are tight.

    Start Clipping Coupons

    Some people view the use of coupons as being cheap and for those who can’t afford more. The truth of the matter is, retailers and manufacturers put those coupons out to encourage you to buy a product. And if you already buy a specific product regularly, a coupon is free money. Using a coupon means the amount you save stays in your wallet instead of going towards the purchase.

    If you want to go further, you can take the money you save with a coupon out of your wallet and put it in a jar. That way you can see the money you’re saving and have it at the ready when there’s an emergency.

    I get a lot of discount coupons when I go grocery shopping. Robinson’s Supermarket, for instance, gives out coupons that you can use when you shop with them again. Even if it’s just a P50 off coupon, that’s still P50!

    Money saving tips for moms

    Schedule Regular Maintenance for Appliances

    Appliances and HVAC units can break down when you can least afford it. The good news is that you can avoid such an incident by scheduling regular maintenance for your HVAC system and home appliances. The benefit of regular maintenance comes in the form of finding problems when they’re small and preventing them from becoming bigger ones. For example, a bad bearing on the shaft of a fan remains a minor problem and is an inexpensive repair. Your HVAC specialist finding the problem and repairing it early helps you avoid having to shell out more money when times are tight.

    The same goes for your other appliances. These are items that are in frequent use and are designed to take the wear and tear. But you can get more life out of them if you get them checked out regularly.

    Shop Second-Hand

    Kids are notorious for outgrowing their clothes faster than they can wear them out. Used clothing stores that focus on selling second-hand children’s clothes are an excellent resource for parents looking to save money. No one is going to notice that your kids aren’t dressed in the latest fashions because there’s very little change in terms of the latest fashions for kids up until a certain age. And when kids get to the age where they start caring about their clothes, you can still shop second-hand for things they need for their activities and keep on saving money.

    Another place moms can look for stylish preloved clothes is Forth Co, which is an online platform for sustainable fashion selections.

    These are some of the ways moms can save money for their families and have something left over for a rainy day. It can be time-consuming, so enlist your family and turn the act of saving money into a game they can participate in.

    Ten Cents to Heaven for Kids

    Keep Your Family Healthy This Summer With These 5 Tips

    How to keep your family healthy this summer |

    Summer is here, the sun is out, and it’s time to leave the house! You may be tempted to go out for ice cream, soak up the rays, or chow down on some hot dogs, but try a healthier approach this time around. Enjoy the best of the activities with the family while staying healthy by using these simple tips.

    BBQ the Healthy Way

    We love to pile our plates with high-calorie foods; it’s not the best approach to staying healthy. An excellent way to take advantage of the grilling activities while the family stays happy is by grilling vegetables. Veggies remain tender on the inside with a charred, smoky exterior that is to die for; use tin foil or brush the grill with some olive oil and use eggplant or squash. Use the leftovers for a quick side dish during the week. For dessert, you ask? Try your hand at grilling peaches with honey cream.

    Go to the Pool

    Why stay indoors when a refreshing and relaxing day awaits outside? Go for a swim with the family and try new games rather than the old favorites like Marco Polo. Make a game out of swimming and race against each other. Try harder strokes like the butterfly or backstroke for an extra workout and tone those arms while you’re at it.

    Go on a Picnic

    Make some quick brown bag lunches and set up a picnic blanket at the beach or lake. Bring a soccer ball or play volleyball, the possibilities for a fun family work-out are endless. Rent a canoe or a kayak for some extra strenuous activity. By the time you get home, everyone will be tuckered out and ready for bed, so you’re free to enjoy the rest of the night with a glass of wine or two!

    Keep the Inside Cool

    Some days the weather can be too hot to handle, especially during summer heatwaves. Stay indoors for some relaxation and make it fun; build forts and try out new crafts. Make sure the air conditioning is crisp so it’s enjoyable indoors. 

    It’s essential to upkeep and maintain the HVAC system as a dirty filter slows down the airflow, forcing your HVAC system to work much harder to maintain the proper temperature and save energy. Learn how to change a filter to prevent airborne particulates from entering the HVAC equipment and your living space so the air quality is clean and allergens don’t disturb the family while indoors.

    Stay Safe Outdoors

    If you’re not careful, too much of a good thing becomes a bad thing. Make sure to stay hydrated! It sounds simple, but it’s crucial to drink plenty of water as prolonged heat causes dehydration. 

    Slather on a high SPF sunscreen and continue to reapply throughout the day about every two hours and more frequently if the activity involves water. It’s important to wear SPF even when the day is cloudy because the sun’s rays are still there. Keep the family safe and prevent wrinkles at the same time. Sun damage is the leading cause of aging so keep those wrinkles at bay.

    As the kids grow, it’s fun to have lasting memories of summer spent with the family. Grow together with stories to share and learn healthy habits on the way.

    Stay at Home Parents: Get Through Summer With These 3 Tips

    You love your kids, but sometimes they can be a bit much. This is never more true than during the summer months, when they’ll be around for every hour of the day. Without school to occupy their time, they’ll constantly be in your way. Get through summer without pulling out your hair by using the following tips.

    Create A Routine

    Having a routine for both you and your kids is a great way to maintain order and offer a sense of stability. Since they don’t have to wake up early for school, kids might think they can sleep and lounge around all day. Instead, prioritize sleep by creating a wind-down routine to lower the kids’ energy levels and prepare them for bed. Try to tuck them in at least a couple hours before midnight so you have enough time to sleep yourself.

    Make summer less stressful and more fun by creating routines for your kids.

    Wake up about an hour before the kids do so you can have some alone time. This is the perfect time for reading a good book, drinking your cup of coffee, or sneaking in a few chores. As for the rest of the day, have set meal times for your kids, and if you’re really feeling ambitious, have set activity times as well, such as reading time or coloring time.

    Assign Chores

    With the whole family home, there’s no reason you should have to do all the chores yourself. Involve everyone by assigning each child their own list of chores. Of course, your children probably won’t want to do chores voluntarily, so you’ll want to make things a little more fun. Create a game by assigning kids XP (experience points) for each chore they do, much like a role playing game. You can also award whoever has the most points each week with a prize.

    How to keep the kids busy this summer

    Depending on their ages, your kids can do varying chores. For example, kids under three can put away their toys, clothes, and books, while kids four to five can make their beds, pick weeds out of the garden, and help prepare meals. Older kids can do things like make their bed, vacuum their rooms, wash the dishes, or take pets for a walk.

    Don't Skip Essential Maintenance Tasks

    Summer is always the busiest season, whether you’re driving the kids to yet another softball practice or heading out on your annual family vacation. Don’t let yourself get caught up in the craziness of it all and forget to perform essential maintenance tasks. For example, you should always schedule a professional to come by and check out your HVAC system, as nothing is worse than a broken AC in the midst of summer heat. To save a few bucks, they might even recommend you to install a ductless heat pump for better efficiency and air flow.

    Other essential maintenance tasks to consider include:

    • Changing your air, water, and refrigerator filters.
    • Reversing the fans in your home so they blow air down.
    • Checking your yard for hazards, including broken fence pieces or a splintered deck.

    The important thing about summer is not to overwhelm yourself. Take time to enjoy having your kids available 24/7, as you’ll miss them again when the school year returns.

    Antiox is available in chocolate flavor.

    Let’s Talk About Deworming!

    Do you remember all the times you’ve come home from school or play as a child covered in sweat, some grime and soil? I remember getting an earful from my parents and getting reminded of how I should always wash my hands and keep myself clean after doing anything outside. During those times, I was always told, “Sige ka, you’ll get worms in your body if you put dirty fingers in your mouth!”

    Gardening is a fun opportunity for kids to learn about growing their own food.

    Growing up and learning of just how important good hygiene is in keeping me healthy, I make my fair share of reminders when it comes to my kids. Being a mom of three active kids, dealing with the flu or catching a cold or some other illness can be distressing enough, but acquiring a parasitic worm is another story.

    Can you imagine having a monster like a pinworm or tapeworm in your body? The symptoms are horrible and can even be deadly! Luckily, my family has not been infected by any type of worm despite being out and about yet; but it has come to my attention that although having proper hygiene is a good preventive measure against infections, worms can be acquired from our environment, the food we eat and they can be passed on very easily. They can be contracted by getting a lick by your pet; eating poorly washed vegetables and infected meat; swimming in a pool with untreated water, and walking barefoot around the house. They are everywhere!

    The other myth surrounding worms is that only children are susceptible to getting these nasty worms in their bodies. Correction – even we as adults can also get these worms. Yikes! The symptoms they bring range from fevers, diarrhoea, allergic reactions and more, and can really take a toll on an entire family’s health when not prevented and treated quickly.

    Deworming With Antiox

    Thankfully, deworming oral medication like Mebendazole (Antiox®) is available over the counter in leading drugstores. I first learned about Mebendazole (Antiox®) from our pedia, who constantly reminds us to deworm.

    Use Antiox for deworming!

    We’ve been using it since!

    Antiox is available in chocolate flavor.


    If you have a child who refuses to take medication because ‘they taste awful’ (like our Caleb), you’ll be happy to know that Mebendazole (Antiox®) comes in chewable tablets and suspensions that are suitable for all ages. You can choose between two flavors: chocolate or banana. My kids really like the chocolate-flavored ones!

    Antiox is available in chewable tablets.

    Not only does deworming prevent and treat the symptoms and physical ailments brought about by these parasites but they also promote better health, well-being and better performance in school and work. Depending on the severity of the infection, people in the community perform poorly and even frequently call in absent from their work or schools because their bodies are simply not in the best condition to do anything else.

    There are several types of worms that we could contract from anywhere and Mebendazole (Antiox®) targets all of them – specifically pinworms, whipworms, large roundworms, hookworms, thread worms and tape worms.

    So parents, please pass the message! Make your family worm-free and share this knowledge to your own communities. Get your friends and relatives, neighbors and town officials talking about worm awareness and affordable treatment. If we can get more and more people to consider and take on deworming, then we will have been able to create a safer environment for our kids.

    Let’s spread this knowledge so we can better prevent the spreading of these worms in our homes and our communities. With Mebendazole (Antiox®) a worm-free family means a worm-free community.

    Healthy kids are happy kids! Make sure you keep gut health in check by regularly deworming. Talk to your pediatrician about it!
    moving to a new place

    How to Request Termination of Service from PLDT

    This post was originally written back in August 2015. I have updated the content in May 2019 when we submitted another termination of service from PLDT since there were changes to the process.

    When we moved out of our apartment back in 2015, we went through the request of termination of service from PLDT since we no longer needed the line we had in the apartment. Back then, the whole process was purely online.

    When we moved out of our condominium, we discovered that the request for PLDT line termination changed. Unfortunately, this isn’t the case now.

    Steps to Terminate Your PLDT Line

    Before requesting for PLDT line termination, make sure that all your bills are settled. They will not process your request if there are outstanding payments in your account.

    It is also important to note that for the PLDT Disconnection Request to push through, you need to have finished your two-year contract and you did not apply for any recent upgrades (i.e. Telpad add-on, FamCam, etc).

    If you are unsure about when your two-year contract ended and if you had any recent upgrades, call 171. The customer service representative will be able to help you find that information.

    Once you have settled all your outstanding balances, head over to the nearest PLDT branch and submit a letter of request to terminate your account.

    You can find a fillable and downloadable letter of request here.

    Aside from your letter of request, make sure you have two government-issued IDs with you as the customer service representative will need those to verify if you are indeed the account holder.

    Aside from your request for termination of service from PLDT, bring with you your telephone unit and modem. You need to surrender both for the request to move forward.

    Once you surrender these items, they will provide an acknowledgment receipt that these items have been returned to PLDT. Make sure you keep that receipt – just in case!

    As I was speaking with PLDT’s customer representative, she urged me to just transfer my existing line to our new place. If you’re looking into transferring your line instead of disconnecting, I have an article about that below.

    READ: PLDT Transfer Address Step by Step

    But since I already have an existing PLDT line in the house we moved into, I pushed through with the disconnection.

    Please note that this website and its owner are not connected to PLDT. If you have any concerns, it is best to request support through the correct channels.

    Click here to see the list of ways to contact PLDT Customer Service.