The secret to financial freedom is to spend less than you earn. Here are some budgeting hacks for the money smart mom.

How We’re Taking Charge of Our Finances

Although I've had my slip-ups in the past, I can say that I have been spending wisely more often than not. I am notorious for being the budget police because I record all our income and expenses. As in all of them--down to every centavo. Arjay kind of hates me for being…

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How We Prepare Financially for Celebrations

Originally posted in my old blog, Coffee With Kim, on October 13, 2012. Minor revisions were done on June 26, 2013. I think the problem of being dubbed as the favorite is that people automatically assume that you don't have to work for anything because whatever you want will be…

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Confessions of an Impulsive Spender

I know I have been promoting creating and staying within your family budget and saving. But, I have to confess... in my time as an advocate (advocate talaga?! LOL) of wise spending, I have been defeated by temptation a couple of times already. We are feeling the effects of these…

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5 Budget Tips After the Holidays

The holidays is the season of gift-giving and celebrating with family and friends. Unfortunately, for many of us, it is also the season of reckless spending. It is during the holidays that strict budgeting needs to be implemented. However, there are some expenses that we just cannot avoid. In our…

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Why I Sleep Before I Spend (Or Eat)

Just recently, someone tried to borrow money from me. I'm not the type who would keep my money to myself when someone is in need, but I do have limits when lending money. This person has borrowed money from me countless of times before, but has never really paid me…

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