The secret to financial freedom is to spend less than you earn. Here are some budgeting hacks for the money smart mom.

Why I Sleep Before I Spend (Or Eat)

Just recently, someone tried to borrow money from me. I'm not the type who would keep my money to myself when someone is in need, but I do have limits when lending money. This person has borrowed money from me countless of times before, but has never really paid me…